A self-hosted personal financial OS. Your paycheck arrives as USDC, lives in your own wallet, earns DeFi yield, and spends through a Mastercard — all from one C binary on hardware you control.
In active development — live testing with real money underway
Bitwage converts your employer's direct deposit to USDC and sends it straight to your wallet on Base or Solana.
USDC sits in your self-custody wallet. Earn yield on Aave. Swap tokens on Uniswap. Set limit orders. Your keys, your rules.
MetaMask Card — a physical Mastercard that draws from your wallet at point of sale. Accepted everywhere. No conversion step.
BIP-39 seed, BIP-44 derivation. Bitcoin, Ethereum, Solana, and EVM L2s. Keys encrypted with Argon2id + AES-256-GCM — decrypted only at sign time, wiped immediately after.
Swap any token on Uniswap v3. Supply and borrow on Aave v3. Cross-chain swaps via THORChain. All on-chain, no API keys, no middleman.
MetaMask Card — Mastercard debit funded by your wallet. 0% fee on USDC. Works at 150M+ merchants, Apple Pay, Google Pay, ATMs.
Live prices from Chainlink oracles. Canvas charts with indicators. Watchlists, portfolio overlay, and one-click quick trade — all custom-drawn, no charting library.
Local tax computation — FIFO lot tracking, cost basis, wash sale detection, IRS Form 8949 export. Your data never leaves your machine.
API tokens for automated bots. TradeAgent (AI-driven) connects via bearer token — MyOwn handles signing. Full audit trail, instant kill switch.
Set a target price. MyOwn watches the market and executes the swap when it hits. Funds stay in your wallet until the moment of execution.
Shamir Secret Sharing — split your seed into N shares requiring K to reconstruct. Distribute to trusted people. Cryptographic dead man's switch.
Ethereum, Arbitrum, Base, Linea, Bitcoin, Solana. All from one seed. L2 gas under a penny. ERC-20 tokens are config — add any in seconds.
Everything you need. Nothing you don't.
One-time purchase. No subscription. No custody. No cloud. You own it.
Pricing announced after live testing is complete